Senior Credit Manager

Summary

The Senior Credit Manager helps to lead the Division's Credit function, overseeing both the Credit Analyst and Commercial Portfolio Management teams. This role is responsible for underwriting quality, portfolio risk management, and credit workflow to ensure consistent, timely, and well-supported credit decisions.

As a key partner to the Chief Credit Officer, the Senior Credit Manager provides unified leadership across Credit and Portfolio Management, aligning risk philosophy, execution, and team development. The role also strengthens leadership capabilities, supports talent development, and promotes a culture of accountability, collaboration, and high performance.

The Senior Credit Manager plays a critical role in maintaining credit quality and regulatory compliance, serving as a liaison to Corporate Credit Administration, supporting examinations, and contributing to complex credit strategies, including special assets.

The compensation pay range for this position is $98,800-$140,000 annually. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

DUTIES AND RESPONSIBILITIES:

• Lead and develop Credit and Portfolio Management teams, supporting organizational, team, and loan growth through strong performance, talent development, and consistent leadership.
• Drive alignment across teams in culture, processes, credit philosophy, and execution.
• Oversee underwriting quality, risk assessment, and end-to-end credit workflow, including pipeline management and turnaround times.
• Ensure effective portfolio monitoring, including financial reporting and covenant tracking, completion of annual reviews, and problem loan identification and reporting.
• Provide guidance on credit policy, structuring, and risk decisions; coordinate with Corporate Credit Administration and act as Chief Credit Officer delegate as needed.
• Collaborate with Commercial Lending, Loan Assistants, Loan Operations, and other stakeholders on structuring and executing transactions.
• Partner with the Chief Credit Officer on criticized and classified asset management.
• Ensure compliance with internal policies and regulatory requirements, maintaining strong examination readiness.
• Support internal and external audits, examinations, and reviews.
• Identify and implement improvements to credit processes, systems, and workflows.
• Serve as a voting member of Loan Committee, providing opinions and value-added feedback on credit decisions.
• Lead and support strategic credit initiatives and ad hoc credit-related projects.
• Foster a collaborative, team-oriented culture aligned with bank objectives.
• Support community involvement initiatives and perform other duties as assigned.

Supports community involvement initiatives and performs other duties as assigned

QUALIFICATIONS:

• Bachelor's degree in business, finance, economics, or related field required
• 5+ years of experience in commercial credit, underwriting, or portfolio management required
• 3+ years of management and leadership experience in a credit or banking function required
• Experience overseeing underwriting and/or portfolio management functions required

KNOWLEDGE, SKILL, ABILITY:

• Strong expertise in commercial credit analysis, underwriting, and risk assessment (CRE, C&I, construction, SBA)
• Solid understanding of portfolio management, risk monitoring, and problem loan management
• Proven leadership and team development capabilities
• Demonstrated ability to thoughtfully evaluate and improve credit and portfolio management processes and workflows to enhance efficiency and scalability
• Strong organizational and operational management skills, including workflow oversight
• Excellent communication and cross-functional collaboration skills
• Strong analytical thinking and sound judgment
• Proficiency with underwriting systems and Microsoft Office (nCino preferred)
• High level of professionalism, integrity, and confidentiality

WORK ENVIRONMENT:

Work performed in an office environment. Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.