Mortgage Loan Processor

Mortgage Loan Processor

Location: Remote

Job Type: Full-time Non-Exempt

Salary: $24.24 - $31.50/HR *Actual offer will be based on experience, location, education, and/or skills*

Applications should be submitted for consideration no later than 02/28/2026.

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You're a detail-oriented mortgage professional with a proven track record of managing residential loan files from start to finish. You're confident navigating DU/DO, LP, and Encompass 360 systems and thrive in fast-paced environments where precision and communication are key. You take pride in processing a high-volume pipeline while ensuring every file meets compliance and service standards. You know how to collaborate with team members, resolve documentation issues efficiently, and maintain strong borrower relationships. If you're ready to bring your mortgage expertise to a values-driven team that prioritizes both accuracy and client experience-this role is for you.

As a Mortgage Loan Processor at First Western Trust, you'll play a vital role in ensuring a smooth, accurate, and efficient residential lending experience. From gathering and verifying documentation to coordinating with internal and external stakeholders, your attention to detail and ability to manage multiple files at once will help drive client satisfaction and operational excellence. You'll work autonomously while maintaining open communication with team members and borrowers throughout the loan lifecycle.

• Review new loan files, initiate borrower contact, and request outstanding documentation.

• Order verifications such as income, assets, title, credit, and appraisals; review and analyze for accuracy.

• Calculate key financial metrics (LTV/CLTV, income) and update files and automated underwriting systems.

• Submit files to underwriting for review and communicate loan status to borrowers and transaction stakeholders.

• Collect and review documentation to satisfy conditions; update loan applications and systems for final submission.

• Manage a pipeline of loans, ensuring deadlines are met and exceptions are escalated.

• Collaborate with Mortgage Loan Officers, underwriters, and other team members to support complex files.

• Adhere to compliance policies, regulatory standards, and fraud prevention procedures.

What You Bring

• Bachelor's degree in Business, Finance-or equivalent work experience.

• 3-5 years of experience in residential mortgage loan processing within a bank environment.

• Proficiency in FHA, VA, and conventional loan processing; bond program and GUS experience preferred.

• Skilled in DU/DO, LP, and Encompass 360; Microsoft Office Suite proficiency required.

• Strong ability to process up to 30 mortgage loan files per month while maintaining accuracy and service standards.

• Detail-oriented, self-motivated, and able to work independently with limited supervision.

• Strong communication skills and a client-first mindset, with the ability to collaborate across teams.

• Competitive base salary: $24.24 - $31.50/HR, plus strong bonus potential.
  
  
• 401(k) plan with employer match.
  
  
• Paid parking and transportation benefits.
  
  
• Comprehensive health and wellness benefits, including:
  
  
  
  
  • Health savings accounts (HSA)
    
    
  • Flexible spending accounts (FSA)
    
    
  • Medical, dental, and vision coverage
    
    
  
  
  
  
• Generous paid time off and bank holidays.
  
  
• Access to training and professional development programs.
  
  
• Sponsorship and support for obtaining professional certifications.
  
  
• A culture of collaboration, continuous improvement, and shared success.

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At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to:

• Demand and reward excellence.
• Take action and responsibility.
• Collaborate, communicate openly, and give/receive feedback with trust.
• Go above and beyond to do what's right-always.

If that sounds like you, you'll fit right in.

Learn more at myfw.com or email Talent.Management@myfw.com.

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact Talent.Management@myfw.com.