Product Strategist / Business Analyst

Join the Consumer Banking Strategy and Pricing team to support the development and execution of pricing and product strategies across First Citizens Bank's consumer deposit and lending businesses. This role goes beyond traditional data analysis - helping shape product direction, improve profitability, and drive strategic decisions by preparing actionable insights for senior leadership.

You will work closely with the Head of Product Strategy & Pricing and Product Owners to influence business direction through competitive analysis, market trends, pricing support, and executive-level presentations. This role is critical to supporting the design and execution of strategies that impact millions of customers and billions in deposits and loans.

* Strategic Analysis: Perform advanced data analysis across consumer deposit and lending products to uncover trends, risks, and opportunities that drive business decisions and pricing strategy.

* Product & Pricing Support: Provide day-to-day support for pricing initiatives and other related activities, including developing workflows, maintaining pricing models, procedures and implementing process enhancements across deposit and lending product lines.

* Business Recommendations: Recommend pricing actions and product adjustments based on data-driven insights. Collaborate on business cases and present findings to internal stakeholders.

* Management Presentations: Create and deliver management-level presentations to communicate strategic recommendations, industry trends, and performance insights.

* Competitive & Market Intelligence: Track and analyze competitor strategies and pricing. Summarize key findings and provide implications for our product and pricing roadmap.

* Pricing Process Support: Assist in periodic pricing reviews, evaluate market positioning, and prepare key materials for pricing committees and leadership decisions.

* Cross-functional Collaboration: Partner with data analytics, product owners, treasury, marketing, and digital product teams to implement and track strategic initiatives.

Bachelor's Degree and 3 years of experience in System Support or Analytics OR High School Diploma or GED and 7 years of experience in System Support or Analytics

Preferred Qualificiations:

* Strong analytical mindset with ability to translate data into actionable recommendations.

* Proficiency with Excel, PowerPoint, and data visualization/reporting tools Including Tableau, SQL, SAS, and COGNOS

* Excellent communication and presentation skills; comfort interacting with senior leaders.

* Knowledge of deposit and lending products preferred.

If hired in CA, the base pay for this position is generally between $95,000 and $120,000. If hired in NC, the base pay for this position is generally between $70,000 and $100,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.