Credit Support Specialist I

Farm Credit of Southern Colorado (FCSC) is seeking a Credit Support Specialist I to join our team. The chosen candidate will be responsible for independently staging loan packages and providing daily Credit and Loan Officer support.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles,Fun,Integrity,Respect,Service, andTrust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 4 years.

As one of the Farm Credit System's associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado's approximately 100 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country's farmers and ranchers, rural America, and agribusiness.

Responsibilities:

Loan Staging and Processing

• Prepares standard loan packages for credit analyst by:
  
  
  
  • Ensuring complete package is prepared with all required documentation
  • Compiling application data and saving to the appropriate loan file
  • Staging new loans and all servicing processes in the software program
  • Submitting loan to the Credit Department for analysis
  
  
  
  

Credit Analyst Assistance

• Files supporting documents to the appropriate loan file
• Completes data entry to enter financials into software program
• Compiles and maintains actual cash flows for required credits
• Verifies monthly borrowing base reports and monitors the borrowing base trend

Loan Officer Assistance

• Contacts borrowers to obtain routine or basic financial information
• Orders appraisals
• Notifies LPD to order title commitments
• Assists loan officer with miscellaneous requests while they are out of the office
• Assist gathering of annual loan information
• Assist with tracking annual financial information
• Stages loan reviews and collateral updates as needed
• Attends loan application meetings and loan closing meetings as needed to build borrower relationships.

Keying Financials

• Enters information from borrower tax returns, balance sheets, and projections into software

Minimum Qualifying Characteristics:

• High school diploma, with at least one accounting course
• 0-2 years of related experience
• General knowledge of financial statements
• General knowledge of credit package documentation
• Expert knowledge of customer service principles and practices
• Skill in learning and applying standard processes and procedures
• Working Knowledge of Word/Excel/PowerPoint/Outlook sufficient to create, update and save basic documents
• Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor, and borrowers
• Skill in accurately copying, posting, or transcribing data
• Skill in interacting and working effectively with others
• Skill in maintaining an organized workspace
• Skill in prioritizing assignments to complete work in a timely manner
• Skill in analyzing information to define a problem or objective
• Skill in listening and conveying awareness of a customer's problem or issue to find resolution

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $42,000-$50,000

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee's salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.